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HOA Foreclosures Exist–Here’s What You Should Know

If you are a homeowner in South Carolina, your property may be governed by a homeowner’s association (HOA). As a member of an HOA, you are likely subject to monthly or yearly assessments to the association. If you find yourself in a sticky financial situation, paying your HOA dues may be low on your list

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Homeowner’s Associations and Their Powers

If you are a South Carolina homeowner, you and your home may be under the supervision of a homeowner’s association, or HOA. In such a situation, it’s critical to understand the purpose of an HOA, along with the powers that the organization can hold over homeowners and their property. What is a Homeowner’s Association? When

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Top Reasons for Closing Delays

The closing process can be a stressful period of time, even if the everything occurs without a hitch. If you encounter a problem that causes your closing to be delayed, the process can be especially aggravating—you could be left without a place to live for days on end, and could even subject yourself to legal

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The Low-Down on Adjustable Rate Home Loans

If you are in the process of obtaining financing for the purchase of your home, you may be presented with several different options for home loans. While conventional loans are king in the world of mortgages, certain circumstances may make an adjustable rate mortgage (ARM) the right—or in some cases, completely wrong—loan option for you.

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Top Reasons People Refinance a Mortgage

If you are saddled with a mortgage with an extremely high interest rate or terms which you are not comfortable with, refinancing your mortgage may be a way to escape the offending loan. People refinance home loans for a multitude of reasons, but several reasons are more common than others. Common Reasons to Refinance a

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Choosing the Right Real Estate Agent

  If you are in the market to purchase a home, a real estate agent can be one of your most valuable assets. From the beginnings of the search for your home through the end of your closing, you and your agent will be communicating with each other very frequently. It’s important, then, to find

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The Do’s and Don’ts of Applying for a Mortgage

If you have decided to purchase a home and are applying for a mortgage, then there are several things that you should know about the mortgage process. In particular, there are several things that you should do—and absolutely shouldn’t do—in order to ensure that you don’t jeopardize your mortgage approval. Mortgage Applications: Do’s and Don’ts

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The Durable Power of Attorney–What Does it Do?

Estate planning isn’t just for the elderly anymore—it’s always a good idea to be prepared for the worst-case scenario. If you are involved in an accident or become ill, you may not be able to handle your finances or manage your assets on your own. If this is the case, then you will need someone

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Owner’s Title Insurance: Is it Worth the Expense?

From lender processing fees and title work to escrowed items and closing costs, buying a home can be more costly than you might expect. As such, you might choose to save money by cutting any optional expenses in the home-buying process. An owner’s title insurance policy, however, is an option which should be carefully considered

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Recovering Compensation Following a Slip-and-Fall Accident

Accidents can happen anywhere for any reason, from a spilled drink in the grocery store to a concealed step in a shopping center. In most cases, we can quickly brush ourselves off after a fall and forget about the incident. Sometimes, however, slip-and-fall injuries can produce severe injuries such as concussions, strains and sprains, and

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